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Community guide Gated

Miromar Lakes

Estero, FL · 1,114 homes · Unincorporated Lee County

C · D Evacuation
zone
3 · 4 Surge
zone
X Flood zone
48% of mapped
flood features
Guide updated Aug 2026

An independent resident guide — not affiliated with the Miromar Lakes HOA, club, or developer.

Aerial view of Miromar Lakes, Estero, FL, with the community boundary outlined
Imagery: USDA NAIP · Boundary: Lee County GIS

Miromar Lakes at a glance

Updated August 2026 About our data →
Homes 1,114 628 single-family
Gated Yes
Built 1990–2024 Parcel min/max
Trash day Friday & Tuesday Waste Pro
Evacuation zone C · D Official zone map ↗
Storm surge zone 3 · 4
Fire district San Carlos Park

About Miromar Lakes

The short version

Miromar Lakes is a gated community of 1,114 homes in Estero. Day to day, the nearest golf course, Miromar Lakes Beach And Golf Club, is about 0.5 miles straight-line from the community's center; the nearest library, South County Regional Library, is about 2.6 miles away; the nearest emergency room, HCA Alico Rd Emergency Room, about 2 miles.

Amenities — amenities of the Miromar Lakes Beach & Golf Club, the community's bundled club (amenity list compiled from the club's and community materials and market descriptions, so confirm current amenities and membership terms with the club) — include a roughly 700-acre freshwater lake system with white-sand beaches, the Beach Clubhouse with dining, an 18-hole championship golf course (the Signature course), a marina with boating, water-skiing and jet-skiing, tennis and pickleball courts, a spa and fitness center, an infinity-edge pool, a gated entry.

On paper, the community spans evacuation zones C · D, and about half of its mapped flood features (48%) fall in zone X, outside the high-risk flood area. The average assessed just value across its 1,428 residential parcels was $1,698,734 in the county's 2026 roll.

Trusted contractors for Miromar Lakes

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HVAC Open
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Six more categories are open in Miromar Lakes: Pool Construction & Resurfacing, Pool Service, Lawn & Landscape, Pest Control, Painting & Pressure Washing, Screen & Lanai Repair.

Storm & flood

Evacuation
C · D Zones C · D
Storm surge zones 3 · 4
Check your zone on the county's official map →
Flood zones across Miromar Lakes
48% zone X outside the high-risk area
45% zone AE high-risk area
6% zone X (shaded) reduced-risk area
Share of mapped FIRM features · Aug 2026
Live conditions · Lee County Checked 11:37 PM
Weather alerts right now No active National Weather Service alerts for this location · checked 11:37 PM Sep 30 NWS ↗
Forecast Tonight: Isolated Showers And Thunderstorms, 74°F (24% rain) · Thursday: Chance Showers And Thunderstorms, 87°F (57% rain) · checked 11:37 PM Sep 30 NWS ↗
Next tides High 3:38 AM Oct 1 · Low 12:34 PM Oct 1 — NOAA Estero River station, 5.5 mi away · checked 11:37 PM Sep 30 NOAA ↗
National Weather Service — Lee County ↗ NWS/NOAA · checked hourly

Live status from the National Weather Service and NOAA, each item stamped with the time it was checked; anything past its freshness window is removed rather than shown as current. In an approaching storm, rely on official channels first: Lee County Emergency Management ↗.

This is county map data with a retrieval date — not a flood determination for insurance or lending purposes. Confirm your parcel with the official county lookup or your insurer.

Home & property numbers

Residential parcels
Lee County Property Appraiser · Aug 2026
1,428
Average assessed just value
2026 county roll
$1,698,734
An assessment figure — not a market price or appraisal.
Homes built
Property Appraiser · Aug 2026
1990–2024
Parcel min/max — outlying parcels can widen the range.
Property tax rate
Lee County Property Appraiser · 2025 Millage Book
10.9125–39.1331 mills
Across 3 taxing districts — most parcels (1,427) are district 071 at 13.2715 mills. Per $1,000 of taxable value; excludes non-ad-valorem assessments.
CDD & bill assessments
Lee County Tax Collector · sampled 2025 bill
$5,712.89 / yr
Community-district assessment on one sampled in-community 2025 bill. All non-ad-valorem items: Lee County Solid Waste Assessment $366.39 · Miromar Lakes CDD $5,712.89. Amounts vary by lot and home — never a quote.
Area household income
U.S. Census · 2020–2024 ACS 5-year
$26,354–$162,000
Median household income, measured across 3 surrounding census tracts — an area wider than the community itself.
Recent sales
Lee County parcel roll · trailing 12 months
$1,491,567 median
Across 69 recorded arm's-length home sales in the last 12 months — most recent sale per home, qualified sale types (Florida DOR codes 01–02), residential parcels only. Recorded prices, not an appraisal, value estimate or list price.
Recorded sale prices · last 12 months
Median $1,491,567
$480,000 low $5,600,000 high

69 sales · FL DOR codes 01–02 · retrieved Aug 21 2026

Recorded prices, not an appraisal — and not a valuation of any one home.

Build era
1990 — 2024
1980 2000 2020 2030

Parcel min/max · Property Appraiser · Aug 21 2026

An era band — the earliest and latest build years on record. It says nothing about how many homes went up when.

Area household income · census context
Tract 401.18 · $101,833
Tract 401.38 · $162,000
Tract 401.39 · $26,354
$20k $40k $60k $80k $100k $120k $140k $170k
County reference · about $76,100

2020–2024 ACS 5-year · B19013 · retrieved Aug 4 2026 · 3 tracts

Census tracts cover an area wider than the community’s own boundary.

What it costs to live here

A worked annual example — the shape of a bill here, not a quote for any home.

Property taxes $22,562 per year

Worked example — 13.2715 mills (the district most parcels are in) on a $1,700,000 rounded assessed value before exemptions (from the community’s average just value). Your own bill moves with exemptions and assessment caps.

2025 Millage Book · district 071 · San Carlos Fire
CDD & bill assessments $6,079.28 per year

Miromar Lakes CDD $5,712.89 plus $366.39 in other non-ad-valorem items, read off one sampled 2025 bill. Varies by lot and home.

Tax Collector · sampled 2025 bill
Association fees Not published

Miromar Lakes does not publish a fee schedule. Confirm the current amount with the HOA office before you close.

What the worked year is made of
$28,641 a year · this worked example
Property tax (13.2715 mills) 78.8% $22,561.55
Lee County Solid Waste Assessment 1.3% $366.39
Miromar Lakes CDD 19.9% $5,712.89

Millage Book 2025 · sampled 2025 bill

Association fees are not published here, so they are absent from this bar rather than estimated into it. Varies by lot and home; never a quote.

County roll math, one sampled tax bill and each association’s own published figures — we publish fee amounts only from official documents; amounts change annually and vary by home and exemptions. Never a quote, never tax advice.

Golf & recreation

Golf is next door — Miromar Lakes Beach and Golf Club sits 0.5 miles from the community's center, and two more clubs sit within 2.4 miles.

Miromar Lakes Beach and Golf Club
The Club at GrandezzaA private club with resort-style amenities.
Estero Country Club

Straight-line distances from the community center · checked Aug 2026.

Dining nearby

Nearest 8 licensed establishments · within 5 mi

Dinner without the drive — the closest kitchens to the gate, nearest first.

Miromar Lakes Blue Water Beach Grille Miromar Lakes 0.4 mi
Club at Miromar Lakes Miromar Lakes 0.5 mi
Miromar Lakes Golf Club Miromar Lakes 0.5 mi
Mcdonalds Fort Myers 1.1 mi
Pollo Tropical Fort Myers 1.1 mi
Fat Katz Slider Bar Fort Myers 1.2 mi
Paradise Smoothie Fort Myers 1.2 mi
Pdq Restaurant, Lee County Fort Myers 1.2 mi

From Florida food-service license records · straight-line distances · checked Aug 2026.

Local essentials

Parks & beaches
Everyday

Nearest schools by distance — never an attendance-zone assignment. Official school finder ↗

Health & safety
HCA Alico Rd Emergency Room 2 mi
On the water
Koreshan State Historic Site 3.4 mi
Mullock Creek Marina 4.5 mi
Week's Fish Camp 6.2 mi ›

Public, open ramps only.

Straight-line distances on a six-mile scale — › means a bit further out.

What's on nearby

Oct 7
9:30 AM
Council Meeting
Oct 20
4:30 PM
Planning Zoning & Design Board Meeting
Oct 28
9:30 AM
Council Meeting
Nov 4
9:30 AM
Council Meeting
Source: Village of Estero events · retrieved Oct 1, 2026 Official calendar ↗

Utilities & providers

Electric
HIFLD service territories · Aug 2026
Florida Power & Light (FPL)

Territory read at the community centroid — not a per-parcel guarantee.

Water
Lee County GIS · WaterFranchise · Aug 2026
Lee County Utilities
239-533-8845
Sewer
Lee County GIS · WastewaterFranchise · Aug 2026
Lee County Utilities
239-533-8845
Fixed broadband
FCC National Broadband Map · Aug 2026
Summit Broadband (fiber) · Xfinity (cable) · fixed wireless from Verizon

Reported at a sampled in-community address — availability varies parcel to parcel.

Service-territory map data (checked Aug 2026) — the provider serving the area, not a guarantee of connection for any individual parcel. Confirm service and rates with the provider before relying on them.

Dates that matter in Lee County

Homestead exemption
Apply by March 1

You must own and occupy the home as your permanent residence as of January 1 to claim it for that tax year; buy after January 1 and you file for the following year.

Property Appraiser ↗
TRIM notice
Mailed in August

The proposed-tax notice from the Property Appraiser; not a bill. You then have 25 days from its mailing date to petition the Value Adjustment Board.

FL Dept. of Revenue ↗
Property tax bill
Billed November · due March 31

Early-payment discounts: 4% in November, 3% December, 2% January, 1% February; a deadline landing on a weekend or holiday extends to the next business day.

Tax Collector ↗
Hurricane season
June 1 to November 30

The Atlantic season per the National Hurricane Center; storms can occur outside these dates.

National Hurricane Center ↗

County and state dates — the same for every Lee County community, each linked to its official source (checked Aug 2026).

Just moved here? Start with these

The six things worth doing in your first week, in the order they matter.

1. Utilities
Set up electric, water and sewer — providers and phone numbers are listed above.
2. Trash day
Friday & Tuesday · Waste Pro — carts out the night before.
3. Homestead
If you own and occupy the home as your permanent residence as of January 1, file for the homestead exemption by March 1; buy later in the year and you file for the following year — Lee County Property Appraiser ↗.
4. License & vehicle
Update your driver license and vehicle registration to your new address — FLHSMV ↗.
5. Voter registration
Register or update your address with the Lee County Supervisor of Elections ↗.
6. Evacuation zone
Confirm your exact address on the county’s official zone lookup ↗ before storm season.

Every link goes to the official government source (checked Aug 2026).

HOA & community contacts

Partly pending verification
Association
Miromar Lakes Master Association, Inc.
Verified Aug 20 2026
Management
Governed via the Miromar development office (10801 Corkscrew Rd, Estero); the master was formerly named the Miromar Lakes Beach and Golf Club Master Association. No third-party management company is named in the public record
Sunbiz document number
N00000005816

Southwest Florida Gated Communities is not affiliated with the Miromar Lakes homeowners’ association or club. Something out of date? Report a correction →

Questions residents ask

Is Miromar Lakes gated?
Yes — Lee County records list it as a gated community.
What evacuation zone is Miromar Lakes in?
It spans zones C · D, per Lee County Emergency Management (checked August 2026). Always confirm your exact address on the county's official lookup before a storm. Check your address ↗
What day is trash pickup in Miromar Lakes?
Friday & Tuesday, per the county's collection map (checked August 2026).
What county commission district represents Miromar Lakes?
It spans districts 2 and 3 — Commissioner Cecil Pendergrass, per Lee County GIS (checked August 2026).
Who built Miromar Lakes?
Miromar Lakes (Miromar Lakes Beach & Golf Club) is a gated luxury lakefront community in unincorporated Lee County near Estero, developed by Miromar Development Corporation beginning around 2000 across Italian-named neighborhoods such as San Marino, Mirasol, Ravenna, Bellavista and Montebello. Its defining feature is a roughly 700-acre freshwater lake system with white-sand beaches, plus an 18-hole golf course; a home purchase includes membership in the Beach & Golf Club. The Lee County GIS boundary records about 1,114 residential units. The community development district on the tax bill is the Miromar Lakes CDD ($5,712.89 on the sampled bill), whose name matches the community (Lee County GIS, the sampled 2025 tax bill, and Miromar Lakes club materials, checked August 2026).
Is Miromar Lakes in a flood zone?
It's split — about 48% of its mapped flood features are zone X, outside the high-risk area, with about 45% in zone AE, about 6% in zone X (shaded). That's county map data — not a flood determination for insurance or lending purposes — so check your parcel on the official lookup.